In retirement, the right insurance coverage is about protecting your income, health, and assets — without overspending. Insurance planning means reviewing your existing policies, identifying gaps, and eliminating unnecessary coverage to ensure you’re properly protected as your needs evolve. A financial advisor can help assess whether you still need life insurance, if long-term care coverage makes sense, and which Medicare or supplemental health plans fit your situation. They’ll help ensure your coverage aligns with your financial plan, so you’re not overpaying for premiums or leaving yourself exposed to risk. With the right insurance strategy in place, you can move through retirement with greater financial confidence.